In this day in age, the internet provides remarkable tools to apply for online business loans: free rate checks, inquiries and loan calculators that enables some quick research. Before applying for an online business loan, it is important to research multiple lenders. There are lenders that do not have your business in their best interest, due to the fact they are looking for a quick payout. It is harmful to shop around and apply to multiple lenders at the same time. Research before applying. Look for a physical address. Just because they are an online lender, it does not take away the legitimacy of the business. Legitimate lenders often display their physical address on their website in a prominent location. For example, you can visit any page on our website and see our physical address on the top header of the website. Look for business reviews on Google. It is important to know reviews can not be the only reason to inform your opinion. For one, many customers tend to leave a negative review when they were dissatisfied, but satisfied customers tend to move along when their expectations have been met. This is an important research but keep in mind do not base your decision entirely off of reviews. This our Google business page showing reviews, our services, and our operating hours.