ZINC

What you need to know about heart failure

Imagine waking up every morning feeling like you’ve run a marathon, even though you’ve barely gotten out of bed. Your body aches, your breath...

Long-Term Disability for L3 Technologies Employees

L3 Technologies is a major player in the aerospace and defense industry, providing advanced communications, electronics, and sensor systems for military, commercial, and government...

Physician Wins Disability Battle Against Unum

In a David versus Goliath battle with Unum, one of the nation’s largest disability insurance providers, our client, a 59-year-old physician, achieved a landmark...

The Benefits of Disability Income Insurance

Life is filled with unexpected twists and turns, and no one is immune to the possibility of disability due to illness or injury. When...

Disability Insurance & Pre-Existing Conditions

Disability insurance and pre-existing conditions are common talking points among those looking for policies. Although health insurers cannot deny you coverage based on your...

When to Hire a Disability Advocate

If you’ve recently been injured in an accident or you’ve become disabled in a way that you’re unable to work, you’re entitled to file...

How to Appeal a Prudential Long-Term Disability Denial

With nearly $1 billion in in-force premiums, Prudential Financial (via its subsidiary, Prudential Insurance Company of America) is one of the 10 largest providers...

What role does RFC play in qualifying for SSD/SSI benefits?

The Residual Functional Capacity (RFC) assessment plays a critical role in determining eligibility for Social Security Disability (SSD) and Supplemental Security Income (SSI) benefits....