A credit card is a secure and suitable way to pay for business-related expenses. Also known as a corporate credit card, these forms of credit cards are specifically assigned to a business, not an individual. They offer opportunities for business owners to easily get access to working capital. Companies use special rewards to lure in both personal and business credit card customers. They offer statement credits, bonus reward points, and cash bonuses, and that’s just to name a few. There are three categories of credit cards: PersonalBusinessCorporateEach credit card will have your name on the front, but the main difference is who is ultimately liable if the bill is not paid. Therefore, if you’re a new business owner trying to get working capital, having a well-maintained business credit card can also help your company build credit over time and improve your loan approval chances in the future.